Your trusted insurance partner in Northland

At KIS Insurance, we are dedicated to protecting what matters most to you. As independent insurance brokers based in Northland, New Zealand, we offer personalised advice and tailored insurance solutions to meet your unique needs.

KIS Insurance's services

We offer a comprehensive range of insurance products and services designed to safeguard your personal assets and business operations.

Personal insurance

Life is full of unexpected events, and the right insurance can provide financial security when you need it most. We help individuals and families protect the things they value, with tailored insurance solutions and trusted advice you can rely on.

Rather than offering a one-size-fits-all approach, we take the time to understand your circumstances, lifestyle, and priorities. We then compare options from New Zealand's leading insurers to recommend cover that suits your needs and budget.

Our personal insurance solutions include:

  • House Insurance
  • Contents Insurance
  • Motor Vehicle Insurance
  • Boat Insurance
  • Caravan and Motorhome Insurance
  • Landlord Insurance
  • Holiday Home Insurance
  • Travel Insurance
  • Personal Valuables Cover

 

Business insurance

Running a business comes with uncertainty, but the right insurance can help protect everything you've worked hard to build. We provide tailored commercial insurance solutions designed to safeguard your business, assets, employees, and financial future.

We take the time to understand your business, the industry you operate in, and the risks you face. By working with New Zealand's leading insurers, we can recommend insurance solutions that provide the right level of protection without paying for cover you don't need.

Our commercial insurance solutions include:

  • Material Damage
  • Business Interruption
  • Public & Products Liability
  • Professional Indemnity
  • Commercial Motor & Fleet
  • Commercial Property
  • Cyber Insurance
  • Contract Works
  • Plant & Equipment
  • Marine Cargo
  • Management Liability
  • Statutory Liability
  • Employers' Liability
  • Fidelity Guarantee

 

Marine insurance

Your boat is more than just a valuable asset—it's your gateway to adventure, relaxation, and time on the water. Marine Hull Insurance provides financial protection for your vessel, helping you enjoy every trip with greater peace of mind.

Whether you own a runabout, trailer boat, yacht, launch, or personal watercraft, we can arrange comprehensive cover to protect against accidental loss or damage, theft, fire, storm damage, collision, grounding, and other unexpected events.

Depending on your policy, cover may also include protection for your motor, trailer, personal effects, emergency salvage costs, and liability for damage you cause to other people or their property while boating.

As an independent insurance broker, we compare options from leading New Zealand insurers to help you find cover that suits your vessel, how you use it, and your budget. We'll explain your options in plain language and provide expert support should you ever need to make a claim.

Whether you're cruising the coast, fishing offshore, sailing, or enjoying weekends on the lake, we'll help ensure your boat is protected so you can spend more time doing what you love.

Rural insurance

Farming and rural businesses face a unique set of risks, from weather events and natural disasters through to livestock, machinery, and operational challenges. We provide tailored rural insurance solutions designed to help protect your farm, lifestyle block, and rural assets so you can focus on running your operation with confidence.

We take the time to understand your property, farming activities, and seasonal risks. By working with leading New Zealand rural insurers, we arrange cover that is practical, comprehensive, and aligned with the way you operate.

Our rural insurance solutions can include cover for:

  • Farm buildings, homes, and contents
  • Livestock and bloodstock
  • Farm machinery, plant, and equipment
  • Rural liability
  • Business interruption and loss of income
  • Hail, fire, flood, and natural disaster events
  • Fencing, irrigation, and fixed improvements
  • Farm vehicles and utes
  • Forestry and specialty rural operations

 

Why choose KIS Insurance as your  independent broker?

Choosing the right insurance is not just about price—it’s about having the right protection in place and knowing you have someone advocating for your best interests.

As an independent insurance broker, KIS Insurance act on your behalf, not for an insurance company. This means our focus is on finding cover that genuinely suits your needs, rather than selling a single insurer’s product.

Independent advice and wider choice

We work with a range of leading insurers in New Zealand, giving you access to multiple options and policy structures. This allows us to compare cover, conditions, and pricing to recommend solutions that offer real value and appropriate protection.

Tailored cover, not one-size-fits-all

Every client is different. We take the time to understand your situation, identify potential risks, and arrange insurance that reflects how you live or operate your business.

Support when it matters most

If you need to make a claim, we act on your behalf to guide you through the process, communicate with insurers, and help achieve a fair and efficient outcome.

Ongoing advice as your needs change

Insurance is not a one-time purchase. We regularly review your cover to ensure it keeps pace with changes in your business, property, or personal circumstances.

Saving you time and reducing complexity

We do the research, comparisons, and policy interpretation for you—so you can make confident decisions without having to navigate complex insurance wording on your own.

A trusted long-term partner

Our role is to build long-term relationships based on trust, responsiveness, and reliable advice, so you always have someone to turn to when it matters.

Working with an independent broker means having an experienced advocate in your corner—helping you protect what’s important with clarity and confidence.

"I highly recommend KIS Insurance. They took the time to understand my needs and delivered exactly what I was looking for, and helped me achieve a lower premium"

– Sarah M., Whangārei

"KIS Insurance were the only Marine Broker capable of covering my Maritimo launch for Blue Water passage to the Pacific Islands."

– David L., Kerikeri

"We live in One Tree Point, and it was great to deal with a local who understands the peculiarities of coastal property insurance."

– Emma R., One Tree Point

Ready to protect your future?

Contact KIS Insurance today for a no-obligation chat about your insurance needs. We're here to help.

Get in touch

Our Northland office

KIS Insurance

200 Pyle Road East
One Tree Point, Whangarei 0171
Northland, New Zealand

Phone: +64 (0)22 323 9125

Email: tim@kis.kiwi

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